Independent living is the ability to maintain one's residence and lifestyle without custodial or medical assistance. Among the many senior housing options available, independent living provides the greatest versatility and freedom. There are many facilities that serve as residential living settings for senior adults who are independent, active and have few, if any medical problems. Independent living options range from fully furnished private apartments or cottages to large two-three bedroom units that are available on a buy-in, rental--assisted or market-rate basis depending on the 55 community.

Social activities and fine-dining meals are often available and residents can select the services they want, often at an additional fee. Generally referred to as elder housing in the government-subsidized environment.

If custodial or medical care becomes necessary, residents in independent living communities are often permitted to bring in outside services of their choice, such as home health, to assist with activities of daily living on a temporary or longer term care basis. This type of respite care is a viable alternative for seniors who need time to heal from injury or illness and do not desire to move to a higher level of care facility. (Also called Senior Apartments, Congregate Care, 55 Senior Communities and Senior Housing.)